/* killeentitleloan.com — Deep Navy + Olive + Gold: military dignity */
:root {
  --bg:#050d14; --bg2:#081220; --surface:#0d1e2e; --border:rgba(74,94,47,.28);
  --navy:#0a1628; --olive:#4a5e2f; --olive2:#3a4a24; --gold:#c9a227; --gold2:#a88520;
  --text:#e8f0e4; --muted:rgba(232,240,228,.62); --shadow:0 20px 60px rgba(0,0,0,.65);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.6;font-size:16px}
.container{max-width:1160px;margin:0 auto;padding:0 20px}
nav{position:sticky;top:0;z-index:100;background:rgba(5,13,20,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(74,94,47,.3)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.nav-links{list-style:none;display:flex;align-items:center;gap:22px}
.nav-links a{color:var(--muted);text-decoration:none;font-size:.88rem;font-weight:600;transition:color .15s}
.nav-links a:hover{color:var(--text)}
.nav-cta{background:var(--olive)!important;color:#fff!important;padding:9px 18px;border-radius:6px;font-weight:800!important;transition:background .15s!important}
.nav-cta:hover{background:var(--olive2)!important}
.military-bar{background:linear-gradient(90deg,rgba(74,94,47,.2),rgba(10,22,40,.4));border-bottom:1px solid rgba(201,162,39,.2);padding:10px 20px;text-align:center;font-size:.78rem;font-weight:800;color:var(--gold);letter-spacing:1px;text-transform:uppercase}
.hero{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:1fr 420px;gap:48px;align-items:center;padding:56px 20px;min-height:calc(100vh - 108px)}
.hero-left{display:flex;flex-direction:column;gap:20px}
.hero-tag{display:inline-flex;align-items:center;gap:8px;background:rgba(74,94,47,.18);border:1px solid rgba(74,94,47,.4);border-radius:4px;padding:5px 14px;font-size:.78rem;font-weight:800;color:var(--gold);letter-spacing:.8px;text-transform:uppercase;width:fit-content}
h1{font-size:clamp(2rem,4vw,3.3rem);font-weight:900;line-height:1.07;letter-spacing:-.3px}
h1 .city{color:var(--gold)} h1 .em{color:#8fb87a}
.hero-sub{font-size:1.03rem;color:var(--muted);line-height:1.65;max-width:520px}
.trust-row{display:flex;flex-wrap:wrap;gap:8px}
.trust-chip{background:rgba(74,94,47,.15);border:1px solid rgba(74,94,47,.35);border-radius:4px;padding:6px 13px;font-size:.79rem;font-weight:700;color:#8fb87a}
.form-card{background:linear-gradient(160deg,var(--surface),var(--bg2));border:1px solid rgba(74,94,47,.3);border-radius:16px;padding:30px 26px;box-shadow:var(--shadow);position:sticky;top:88px;align-self:start}
.form-card-heading{font-size:1.18rem;font-weight:900;color:var(--gold);margin-bottom:4px}
.form-card-sub{font-size:.78rem;color:var(--muted);margin-bottom:16px}
.form-group{display:flex;flex-direction:column;gap:5px;margin-bottom:12px}
.form-group label{font-size:.79rem;font-weight:700;color:rgba(232,240,228,.8)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
input,select{width:100%;padding:10px 11px;border-radius:8px;border:1px solid rgba(74,94,47,.28);background:rgba(0,0,0,.45);color:var(--text);font-size:.87rem;outline:none;transition:border-color .15s,box-shadow .15s;appearance:auto}
input::placeholder{color:rgba(232,240,228,.3)}
input:focus,select:focus{border-color:var(--olive);box-shadow:0 0 0 3px rgba(74,94,47,.18)}
select option{background:#0d1e2e}
.form-group.error input,.form-group.error select{border-color:#f87171}
.err-msg{font-size:.73rem;color:#fca5a5;display:none}
.form-group.error .err-msg{display:block}
#grp-website{display:none}
.submit-btn{width:100%;padding:13px;background:linear-gradient(135deg,var(--olive),var(--olive2));color:#fff;border:none;border-radius:8px;font-size:.96rem;font-weight:900;cursor:pointer;transition:opacity .15s,transform .08s;margin-top:4px}
.submit-btn:hover{opacity:.9} .submit-btn:active{transform:translateY(1px)} .submit-btn:disabled{opacity:.6;cursor:not-allowed}
.form-disclaimer{font-size:.69rem;color:rgba(232,240,228,.35);text-align:center;margin-top:9px;line-height:1.4}
.form-disclaimer a{color:var(--gold)}
#form-error{display:none;color:#fca5a5;font-size:.78rem;margin-top:8px;text-align:center}
#confirm-box{display:none;text-align:center;padding:20px 0}
.confirm-icon{font-size:2.6rem;margin-bottom:10px}
.confirm-title{font-size:1.1rem;font-weight:900;color:var(--gold);margin-bottom:8px}
.confirm-body{font-size:.86rem;color:var(--muted);line-height:1.5}
.section{padding:64px 20px}
.section-title{text-align:center;font-size:clamp(1.5rem,3vw,2.1rem);font-weight:900;margin-bottom:10px}
.section-title .hl{color:var(--gold)}
.section-sub{text-align:center;color:var(--muted);margin-bottom:38px;font-size:.94rem;max-width:500px;margin-left:auto;margin-right:auto}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;max-width:820px;margin:0 auto}
.step{background:var(--surface);border:1px solid rgba(74,94,47,.28);border-radius:12px;padding:22px 17px;text-align:center}
.step-num{width:44px;height:44px;background:var(--olive);color:#fff;border-radius:4px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;font-weight:900;margin:0 auto 12px}
.step h3{font-size:.95rem;font-weight:800;margin-bottom:7px;color:var(--gold)}
.step p{font-size:.82rem;color:var(--muted);line-height:1.5}
.neighborhoods{background:rgba(13,30,46,.7);border-top:1px solid rgba(74,94,47,.25);border-bottom:1px solid rgba(74,94,47,.25);padding:38px 20px}
.nbhd-title{text-align:center;font-size:.97rem;font-weight:800;color:var(--text);margin-bottom:14px}
.nbhd-grid{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;max-width:720px;margin:0 auto}
.nbhd-chip{background:rgba(201,162,39,.1);border:1px solid rgba(201,162,39,.22);color:var(--gold);padding:6px 13px;border-radius:4px;font-size:.79rem;font-weight:700}
.why-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;max-width:860px;margin:0 auto}
.why-card{background:var(--surface);border:1px solid rgba(74,94,47,.25);border-radius:10px;padding:20px 16px}
.why-icon{font-size:1.7rem;margin-bottom:8px}
.why-card h3{font-size:.92rem;font-weight:800;color:var(--gold);margin-bottom:5px}
.why-card p{font-size:.82rem;color:var(--muted);line-height:1.5}
.faq-list{max-width:700px;margin:0 auto;display:flex;flex-direction:column;gap:9px}
.faq-item{background:var(--surface);border:1px solid rgba(74,94,47,.25);border-radius:8px;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:none;color:var(--text);padding:14px 16px;font-size:.9rem;font-weight:800;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px}
.faq-q .arrow{color:var(--olive);transition:transform .2s;flex-shrink:0}
.faq-item.open .faq-q .arrow{transform:rotate(180deg)}
.faq-a{display:none;padding:0 16px 13px;font-size:.83rem;color:var(--muted);line-height:1.6;border-top:1px solid rgba(74,94,47,.2);padding-top:11px}
.faq-item.open .faq-a{display:block}
footer{background:#030a10;border-top:1px solid rgba(74,94,47,.25);padding:34px 20px 22px}
.footer-inner{max-width:900px;margin:0 auto}
.footer-top{display:flex;justify-content:space-between;align-items:flex-start;flex-wrap:wrap;gap:16px;margin-bottom:18px}
.footer-nav{display:flex;gap:14px;flex-wrap:wrap}
.footer-nav a{color:var(--muted);text-decoration:none;font-weight:600;font-size:.8rem}
.footer-nav a:hover{color:var(--text)}
.footer-disclaimer{border-top:1px solid rgba(74,94,47,.2);padding-top:14px;color:rgba(232,240,228,.3);font-size:.7rem;line-height:1.6}
.page-hero{background:linear-gradient(135deg,var(--bg2),var(--bg));border-bottom:1px solid rgba(74,94,47,.25);padding:50px 20px 38px;text-align:center}
.page-hero h1{font-size:clamp(1.6rem,4vw,2.4rem);font-weight:900;color:var(--gold);margin-bottom:12px}
.page-hero p{color:var(--muted);max-width:540px;margin:0 auto}
.prose{max-width:700px;margin:0 auto;padding:42px 20px}
.prose h2{font-size:1.2rem;font-weight:900;color:var(--gold);margin:28px 0 10px}
.prose p{color:var(--muted);margin-bottom:12px;font-size:.9rem;line-height:1.7}
.prose ul{padding-left:20px;margin-bottom:12px}
.prose li{color:var(--muted);font-size:.9rem;line-height:1.7;margin-bottom:5px}
.prose a{color:var(--gold)}
@media(max-width:900px){.hero{grid-template-columns:1fr;gap:28px;min-height:unset}.form-card{position:static}.steps{grid-template-columns:1fr;max-width:360px}}
@media(max-width:600px){.nav-links li:not(:last-child){display:none}.footer-top{flex-direction:column}.form-row{grid-template-columns:1fr}}